UDC 336.71:004.415.2.031.43; JEL G21, G32, E47
Sementsov, R., & Samorodov, B. (2018). Opys biznes-protsesu diahnostyky finansovoho stanu banku [Analyzing business process a bank financial condition diagnostics]. In Sotsial'no-ekonomichni problemy suchasnoho periodu Ukrayiny [Socio-Economic Problems of the Modern Period of Ukraine]: Vol. 130 (2) (pp. 72-77). Retrieved from http://ird.gov.ua/sep/doi/sep2018.02.077. [in Ukrainian].
Sources: 6

Authors



Sementsov Ruslan Volodymyrovych

Postgraduate of the University of Banking

Contacts: economist.ruslan@outlook.com

Webpages:

Samorodov Borys Vadymovych

Doctor of Economics, Professor

Director of the Kharkiv Academic Institute of University of Banking

Contacts: samorodov@khibs.edu.ua

Webpages:

Resume

This article examines the bank financial condition diagnostics as a practice or methods for determining the bank financial condition, by identifying the nature (the risks are faced by the bank or problems that arise during the banking professional activity) by studying the symptoms of these negative factors. It is described the nature of the research process structure for identifying the symptoms of negative factors which influence the bank financial condition based on the analysis and description of the business process «diagnostics of the bank financial condition». The internal structure of the process «bank financial condition diagnostics» is considered by determining the category «analysis» and extrapolating it to the business process «analysis of the bank financial condition». In the course of the business process, «analysis of the composition of bank assets and liabilities», it is made a description of the system for diagnosing the bank financial condition. The authors note that the system of diagnosing the bank financial condition is still in development status in Ukraine, therefore the concept of the bank financial condition diagnostics, which is partly described in the domestic legislation, needs to be finalized and mandatory consolidated in domestic regulations. In addition, taking into account world experience, domestic regulations on risk management, it should be noted that this model to assess the bank financial condition should be based on the bank risk profile – in assessing the risks that the bank is exposed in the process of its activities. In the absence of an instruction on a comprehensive of the bank financial condition analysis, the main baseline factors on which this analysis should be based – the bank financial condition diagnosis is problematic.

Keywords:

diagnostics, financial condition, bank, business-process, risk

References


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